Get your Mortgage Pre Approval Today 

Awesome Mortgages available for homes, invetsments, commercial, recreational property, cottages. 

Experienced, Dedicated, Professional Mortgage Agents who strive to provide you with the best mortgage rates and mortgage options for you.

Our clients are impressed by the dedication and effort our team puts into making sure that they receive top quality service and amazing results. 

Obtain the Great Rates & Service 

When you are ready to purchase a home, investment property or cottage, it makes sense to negotiate from the strongest position possible.

In a strong real estate market, sellers can be more selective with the offers they choose to negotiate with. In such a crazed market , it's not uncommon for a seller to receive Multiple Offers & Bully Offers on their property.

With that said, there are certain things you can do to make certain that your offer is the one Seller goes with.

The vast majority of home buyers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with a confirmation of Financing Pre Approval or the one that was still Conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?

Even though most people will eventually be approved, having a Certificate of Financing Approval allows the Seller to accept your offer over other competing offers that still require financing approval.

Lastly, from a cost savings perspective…

As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of closing costs.

If you do this before finding a home, you are not under any time constraints and are less likely to overpay like a buyer who has found a home and is under strict time constraints.

Get Pre-Approved, simply complete the form on this page.

Our Award winning mortgage professionals will assist you in locating the absolute best mortgage rate and the lowest closing costs.

Mary Sturino 

Mortgage Agent Level 1 

Licence # M08000955
8Twelve Mortgage Corp.

Direct: 905-302-8111